Windshield Replacement Cost With Insurance and What to Expect

A full coverage insurance for your front windshield can go a long way in helping you avoid replacement costs which can go pretty high. Between $175 and $2000 to be more precise, and averaging at around $500. However, your windshield replacement cost with insurance can go as low as $0!

That’s right, if you just choose to work with the right auto glass repair & replacement shop, your deductible will be the grand total of nothing. How is that possible? Well, for example, at Chapman Auto Glass, we’re considered a preferred installer by most major insurance companies, so when you work with us through them, you get certain benefits.

Just like people looking for a quality procedure, insurers also do a thorough check of shops they choose to wholeheartedly recommend. It might come as a surprise, but the criteria will overlap too! For example, are our technicians certified? Do they additionally have actual experience in the field? What kind of glass do we repair and replace? Just windshields, or side and back glass too?

In case of a windshield replacement, is the glass that we work with OEM approved?

When you choose to work with a shop that your insurer views as professional, then you can be sure that you’re getting a quality procedure. And, that’s true whether we talk about windshield repair, windshield replacement, or any other type of auto glass installation you might need.



Does The Type Of Windshield Factor Into The Cost?

Normally, yes. Not all types of windshields are the same, because not all vehicles are the same. There are a ton of makes and models out there for cars, SUVs, RVs, trucks, and so on. Some more modern variations also have auto glass technologies, such as:

  • Rain sensors
  • Infrared glass
  • Automotive Night Vision
  • Heads-Up Display
  • And more!

These are taken into account when a cost is being calculated, since the more features are associated with the windshield, the greater its production costs. However, the windshield replacement cost with comprehensive insurance factors in all of the above, for that $0 Out-of-Pocket expense you’ll have when you work with us.

Another really amazing thing is that when your windshield gets damaged by forces or situations out of your control, these are “no fault” claims. What that basically means is that your monthly rates shouldn’t go up! Among other things, here are some examples of no fault claims:

  • Flying rocks or pebbles hitting your windshield and causing a crack or chip;
  • Birds that crash into your windshield;
  • Random damage caused by baseballs, footballs, or other such activities;
  • Your windshield was vandalized.

How Is The Process Handled?

Once you give us a call at (505) 228-5869, they will assist you with making the claim, but we cannot make it in your name. The process is done 3-ways, between yourself, us, and your insurer, so everything is set up properly.

Afterwards, no matter where you live (or just are!) within the Albuquerque Metro Area, we’ll drive to your location, for no extra charge! Our technicians will then execute the required procedure (usually takes 30-60 minutes), and if it’s a windshield replacement, you’ll get a lifetime warranty for it as well. It is quick, efficient, and convenient.

And that’s about it; the only thing you need is full coverage for your windshield, and your windshield replacement cost with insurance is $0 Out-of-Pocket. If you don’t have full coverage insurance though, rest assured that we have customized plans that won’t exceed your budget.

Our Auto Glass Service Is Insurance Approved

Chapman Mobile Auto Glass Repair and Replacement is an approved and preferred provider for most of the major auto insurance providers. We can bill your insurance provider directly, so you get your auto glass repair or replacement taken care of with no money out of pocket above your deductible (if applicable). If you carry liability coverage only and therefore do not have glass coverage, our services are affordably priced and we accept Cash, Visa, Mastercard, American Express and Discover. We no longer accept checks and apologize for any inconvenience.

Happy Customers

What does that mean to you the customer?
Simple – it means less down time for you and your vehicle. It means your damaged auto glass is being replaced using a quality replacement. If it is a vent glass, quarter glass or back glass it will be installed with Dow Adhesives. The same brand and quality of urethanes and primers used by 80% of the original vehicle manufacturers in the world.

Because we strictly adhere to all time and temperature requirements of the manufacture, in shop service may be required during times of inclement weather such as rain, snow or temps below the recommended levels. Ignoring these factors will greatly increase your chances of problems including failure of your windshield’s retention.

Ultimately, it’s your car and you have the right to select any windshield replacement facility you choose. So call the best, Chapman Mobile Auto Glass at 505-228-5869. You will be glad you did.

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